These Terms and Conditions govern your use of the 98apk platform. By registering an account or placing any wager on 98apk, you confirm that you have read, understood, and agreed to be bound by these terms in their entirety. Please read carefully before proceeding.
Important obligations and rights summarised — the full legal text follows below.
You must be at least 21 years of age to register and play on 98apk. By creating an account you confirm your age and accept full legal responsibility for your use of the platform. 98apk reserves the right to request identity verification documents at any time.
All transactions are processed in Pakistani Rupees (PKR) via JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank. Funds deposited for gaming purposes may not be transferred to third parties. Withdrawal requests are subject to identity verification and may be delayed pending compliance checks.
All bonuses, free spins, and promotional credits are subject to wagering requirements. Bonuses must be used within the stated validity period. 98apk reserves the right to void bonus credits and associated winnings if misuse or bonus abuse is detected.
Creating multiple accounts, using automated betting software, collusion, and any form of fraudulent activity are strictly prohibited. Violations will result in immediate account suspension, forfeiture of balances, and referral to relevant authorities where applicable.
98apk provides deposit limits, session timers, and self-exclusion tools. Players who self-exclude may not attempt to circumvent the restriction by opening new accounts. The platform supports responsible gaming as a core obligation, not an optional feature.
You are solely responsible for maintaining the confidentiality of your login credentials. 98apk will never ask for your password by email or chat. Any activity conducted under your account credentials is your responsibility unless you have reported a security breach to support.
By accessing or using the 98apk platform — whether via web browser, mobile browser, or any associated application — you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, together with our Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.
These terms apply to all users of 98apk, including registered players, visitors browsing without an account, and any person who interacts with the platform in any capacity. Access to certain features, including all wagering and financial functions, requires a registered and verified account.
98apk reserves the right to update or modify these Terms and Conditions at any time. Continued use of the platform following notification of any such changes constitutes your acceptance of the revised terms. It is your responsibility to review these terms periodically. The date of the most recent revision is displayed at the top of this page.
You must be at least 21 years of age to register and use the 98apk platform. This requirement is strictly enforced. It is an offence to provide false information regarding your age during registration. 98apk reserves the right to request documentary proof of age at any time, including at the point of withdrawal. Where a player is found to be underage, all winnings will be forfeited, the account will be closed, and any deposited funds may be returned at 98apk's discretion.
Each individual player is permitted to hold only one registered account on 98apk. Duplicate accounts — whether using the same name, email address, phone number, device, IP address, or payment method — are prohibited. Where duplicate accounts are identified, all accounts may be suspended, bonus credits forfeited, and winnings voided.
You must provide accurate, complete, and current information during registration. This includes your full legal name, date of birth, residential address in Pakistan, valid phone number, and a working email address. You are obligated to keep this information up to date. Providing false registration details is a serious violation of these terms and may result in immediate account closure.
98apk operates Know Your Customer (KYC) procedures in accordance with its licensing obligations. You may be required to submit copies of valid government-issued identification (such as a CNIC), proof of address, and proof of payment method. Failure to complete verification within the stated timeframe may result in account restriction or closure and the withholding of pending withdrawals pending compliance review.
98apk does not knowingly accept registrations from territories where online gambling is explicitly prohibited by local law, or from individuals included on international sanctions lists. It is your responsibility to determine whether your use of this platform is lawful in your jurisdiction.
You are solely responsible for maintaining the security and confidentiality of your 98apk login credentials, including your username and password. You must not share your account credentials with any third party. 98apk will never request your password via email, live chat, or any other communication channel. Any activity conducted under your credentials is deemed to have been performed by you unless you have formally notified us of a security breach.
If you suspect that your account has been accessed without your authorisation, you must notify 98apk support immediately at [email protected]. 98apk will investigate the matter and may temporarily suspend the account during the investigation period. 98apk accepts no liability for losses arising from unauthorised account access where the player has failed to maintain adequate credential security.
You may request closure of your 98apk account at any time by contacting customer support. Prior to closure, any pending withdrawals will be processed subject to standard verification procedures. Accounts closed at the player's request may be reopened upon submission of a written request, subject to 98apk's approval and a mandatory cooling-off period where the closure was initiated for responsible gaming reasons.
98apk reserves the right to suspend, restrict, or permanently close any account at its sole discretion, including where there is reasonable suspicion of fraud, bonus abuse, multi-accounting, money laundering, or any other violation of these Terms and Conditions. In cases of fraud or criminal activity, 98apk reserves the right to withhold account balances pending investigation and to refer the matter to law enforcement authorities.
98apk accepts deposits and processes withdrawals exclusively in Pakistani Rupees (PKR) via the following approved payment methods: JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank. 98apk does not accept deposits from payment methods registered in the name of a third party. All deposit and withdrawal transactions must originate from and return to an account or wallet held in the registered player's own name.
Minimum and maximum deposit and withdrawal limits apply to each payment method and are displayed within the cashier section of the platform. These limits are subject to change. High-value withdrawals may be subject to enhanced verification requirements and extended processing times in accordance with 98apk's anti-money laundering obligations.
Withdrawal requests are processed subject to successful identity verification. JazzCash and EasyPaisa withdrawals are typically processed within 30 minutes of approval. Bank transfers via HBL, UBL, and Meezan Bank are processed within one business day. 98apk reserves the right to extend processing times where additional compliance checks are required. Winnings derived from bonus funds are subject to the wagering requirements described in Section 5 before they may be withdrawn.
All account balances, transactions, and displayed odds are denominated in Pakistani Rupees (PKR). 98apk does not charge currency conversion fees. Any conversion fees applied by your bank or mobile wallet provider are outside 98apk's control and are the player's responsibility.
Bonuses and promotional offers on 98apk are available to eligible registered players unless stated otherwise in the specific promotion terms. Each bonus offer will specify its own eligibility criteria, including minimum deposit requirements, qualifying games, and the applicable wagering multiplier.
All bonuses issued by 98apk are subject to wagering requirements before the bonus balance or any winnings derived from bonus funds can be withdrawn as real money. The applicable wagering multiplier is stated in each bonus offer. For example, a bonus subject to a 30x wagering requirement requires the bonus amount to be wagered thirty times before a withdrawal can be requested. Different game types may contribute at different rates toward the wagering requirement — slots typically contribute 100%, while live casino and table games may contribute at a lower rate as specified in individual offer terms.
All bonuses carry an expiry date stated in the offer terms. Bonus funds and any associated winnings that have not been released through completion of wagering requirements by the expiry date will be forfeited automatically. It is the player's responsibility to monitor bonus expiry dates within their account dashboard.
98apk employs automated and manual systems to detect bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus more than once, using low-risk betting patterns designed to complete wagering requirements without genuine gameplay risk, and exploiting promotional errors. Where bonus abuse is detected, 98apk reserves the right to void all bonus-derived winnings, remove the bonus balance, and suspend the account.
98apk reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice. Changes to ongoing promotions will be communicated through the platform's promotions section and will not apply retrospectively to bonuses already credited and accepted.
All bets placed on 98apk are subject to the specific game rules applicable to each product — live casino, slots, cricket betting, and other categories each operate under their own rule sets, which are accessible within the respective game or betting interface. By placing a bet, you confirm that you understand and accept the applicable rules.
Cricket betting markets on 98apk cover PSL, international Tests, T20 Internationals, and One Day Internationals featuring the Pakistan national team and other major cricket nations. All bets are settled in accordance with the official result declared by the relevant governing body. In the event of a match being abandoned, voided, or decided by a method not contemplated by the original market (for example, a Duckworth-Lewis-Stern recalculation), 98apk's settlement rules as stated in the cricket betting section shall apply. All in-play bets accepted by the platform before a score change or wicket are valid regardless of any delay in the live data feed.
Live dealer games — including Andar Bahar, Mini Baccarat, and other table games — are governed by the rules presented within the live game interface and the third-party game provider's terms. In the event of a technical fault, disconnection, or dealer error, the game round in question may be voided and stakes returned. Decisions made by 98apk and its game providers in relation to technical disputes are final.
98apk reserves the right to void any bet placed in error, at incorrect odds due to a system malfunction, or in circumstances where the outcome was known before the bet was accepted. Disputes regarding individual bet settlements must be raised with customer support within 14 days of the relevant event's conclusion. Disputes raised after this period will not be considered.
Maximum payout limits per bet, per day, and per event apply across all product categories on 98apk. These limits are specified within the relevant product section of the platform. 98apk reserves the right to limit winnings in excess of these thresholds at its sole discretion.
The following activities are strictly prohibited on the 98apk platform. Engaging in any of the below may result in immediate account suspension, forfeiture of funds, and referral to law enforcement:
98apk is committed to responsible gaming. We recognise that for a small proportion of players, gambling can become problematic. Our responsible gaming programme is designed to provide players with the tools and information they need to maintain control of their gaming activity.
The following responsible gaming tools are available to all registered 98apk players from within their account settings:
The minimum age requirement is 21 years. 98apk implements robust age verification at registration and at withdrawal. If you share a household with individuals who may be vulnerable, we recommend using parental control software to restrict access to gambling websites. 98apk accepts no liability for access by minors where the adult account holder has failed to secure their login credentials.
For further information and support resources, please visit our dedicated Responsible Gaming page.
All content on the 98apk platform — including but not limited to the 98apk brand name, logo, website design, software, graphics, text, and game assets — is the intellectual property of 98apk or its licensed third-party providers and is protected by applicable intellectual property law.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 98apk platform for personal, non-commercial gaming purposes only. This licence does not permit you to reproduce, distribute, modify, publicly display, or create derivative works from any platform content without the express prior written consent of 98apk.
Third-party game content accessible through the 98apk platform remains the intellectual property of the respective game providers. All rights are reserved.
To the fullest extent permitted by applicable law, 98apk's total liability to you in connection with your use of the platform, whether in contract, tort, or otherwise, shall not exceed the total net deposits made by you to your 98apk account in the twelve months preceding the event giving rise to the claim.
98apk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of gaming opportunity, arising from:
The 98apk platform is provided on an "as is" and "as available" basis. 98apk makes no warranty, express or implied, that the platform will be uninterrupted, error-free, or free from viruses or other harmful components.
98apk collects, processes, and stores personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions. By registering an account, you consent to the collection and processing of your personal data as described in that policy.
Your personal data will be used for account management, identity verification, fraud prevention, regulatory compliance, and service communications. 98apk will not sell your personal data to unaffiliated third parties. Data may be shared with licensed third-party service providers, payment processors, and regulatory authorities where required by law or our licensing obligations.
For a full description of our data practices, your rights under applicable data protection law, and how to exercise those rights, please review our Privacy Policy.
98apk reserves the right to amend these Terms and Conditions at any time. Material changes will be notified to registered players via email or an in-platform notification at least 7 days before they take effect, except where an immediate change is required by law or our licensing authority. The revised terms will be published on this page with an updated effective date. Your continued use of the platform after the effective date of any amendment constitutes your acceptance of the new terms.
98apk may terminate your account and your access to the platform at any time, with or without notice, where you have breached these Terms and Conditions, where continued operation of your account presents a legal or compliance risk, or where 98apk ceases to operate in whole or in part. In the event of termination for reasons unrelated to player misconduct, any verified real-money balance will be returned to the player's registered payment method within a reasonable timeframe.
Sections relating to intellectual property, limitation of liability, indemnification, and dispute resolution shall survive the termination of your account and these Terms and Conditions.
These Terms and Conditions are governed by the laws of the jurisdiction in which 98apk holds its international gaming licence. Any dispute arising out of or in connection with these terms, including any question regarding their existence, validity, or termination, shall be referred in the first instance to 98apk's customer support team for informal resolution.
If a dispute cannot be resolved informally within 30 days of formal written notice, either party may refer the matter to binding arbitration in accordance with the rules of the arbitration body designated by 98apk's licensing authority. The arbitration shall be conducted in the English language. The arbitrator's decision shall be final and binding on both parties.
Nothing in this clause restricts either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where circumstances warrant.
If you have any questions, concerns, or formal complaints regarding these Terms and Conditions, please contact the 98apk support team. Our customer support is available 24 hours a day, 7 days a week via live chat within the platform.
For written correspondence and formal legal notices, please contact us at:
98apk Support
Email: [email protected]
Live Chat: Available 24/7 via the platform
Response Time: Within 24 hours for email enquiries
For responsible gaming concerns specifically, please visit our Responsible Gaming page, which contains dedicated support resources and the self-exclusion request process.
Our support team is available around the clock. Visit our FAQ for quick answers, or log in to manage your account settings, responsible gaming tools, and payment preferences. 21+ only. Please play responsibly.
Visit FAQ Responsible Gaming Login to 98apk